Senior Back-End Engineer - New Applications Team

Hybrid in London, UK

The company

Fast, flexible finance empowers small businesses to manage their cash flow better and seize opportunities - making their business and the economy stronger as a whole. At iwoca, we do just that. We help businesses get the funds they need, when they need it, often within minutes. We’ve already made several billion in funding available to more than 100,000 businesses since we launched in 2012, and positioned ourselves as a leading Fintech in Europe.

Our mission is to finance one million businesses. We’ll get there by continuing to make our finance ever more relevant and accessible to more businesses by combining cutting-edge technology, data science, and a 5-star customer service.

The role

We need an experienced backend developer to join our New Applications team as Senior Backend Developer. You''ll collaborate with the Product Lead and Analysts to drive innovation and development in this key area of our business.

System Ownership and Influence:

Take responsibility for key components of our credit decisioning system.
Enhance business capabilities and address challenges through technical innovation.
Drive architectural improvements across the platform in collaboration with other developers, to build a cohesive platform.
Develop and communicate your technical plans to support our long-term vision.

Leadership and Collaboration:

Build strong relationships with stakeholders to understand and contribute to the business domain.
Coordinate with cross-functional teams, including tech, product, and analytics, to deliver impactful projects.
Manage and mentor junior developers, fostering an environment of learning and growth within the team.
Lead by example, developing a deep knowledge of our codebase and guiding other developers.

The Projects

You''ll be working on large mature code bases, you''ll need to be comfortable learning new things as you go:

Reimagine and improve our credit decisioning platform to optimise customer journeys.
Build and maintain integrations with third party data providers to enable our credit-assessment process.
Constantly improve our customer application journey, leading and collaborating with team members from initial ideation through deployment to evaluation and analysis.

The team

The New Applications team is responsible for managing the customer journey from the moment they sign up through to our internal credit assessment process. This team coordinates the collection of data from external integrations with internal assessment processes and uses this to make automated credit decisions.

The New Applications team is an autonomous team with back-end, front-end, product, design, and analytics team members. As the Tech Lead, you’ll work day to day with team members in all functions and manage other developers.

The requirements

Essential:

Proficiency in Python, with a strong background in back-end engineering.
Experience with Django, PostgreSQL, and designing, building, and managing relational databases.
A keen interest in both maintaining and optimising current systems, and in engaging in full-stack projects.
Commercial awareness and product mindset

Bonus:

Experience building large systems in complex business domains.
Experience with data analytics and Machine Learning processes.
An understanding of complex data systems and event-sourced data models.
A strong numerical or technical background, ideally with a degree in maths, physics, computer science, engineering, or a related field.
Front-end development experience.

The salary

We expect to pay from £80,000 - £110,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.

The culture

At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services.

The offices

We put a lot of effort into making iwoca a brilliant place to work:

Offices in London, Leeds, and Frankfurt with plenty of drinks and snacks.
Events and clubs, like bingo, comedy nights, yoga classes, football, etc.

The benefits

Medical insurance from Vitality, including discounted gym membership, and a private GP service for you, your partner, and your dependents.
25 days’ holiday, an extra day off for your birthday, the option to buy or sell an additional 5 days of annual leave, unlimited unpaid leave, and one-month fully paid sabbatical after 4 years.
Instant access to emotional and mental health support with our partner, Spill.
Pension and share options.
Generous parental leave and a nursery tax benefit scheme to help you save money.
Paid volunteering day to support your chosen charity.
Cycle-to-work scheme and electric car scheme.
Two company retreats a year, we’ve been to France, Italy, Spain and further afield.

And to make sure we all keep learning, we offer:

A learning and development budget for everyone.
Company-wide talks with internal and external speakers.
Access to learning platforms like Treehouse.

Useful links:

iwoca benefits & policies
Interview welcome pack

Compensation Range: £80K - £110K